Sound Pension Advisors (“SPA”) is a fee-only registered investment advisor, founded in 2005 by Richard Anderson, MBA. From employment to retirement, Sound Pension Advisors teams with employers to provide cost- efficient retirement plans for their employees that truly give the employees an opportunity to retire with the American Dream.
Based on an enormous amount of academic research, going back over 100 years, we believe the best way to accomplish our mission is to:
Use a core of low cost index funds or ETFs, adding actively managed funds that can add value to the total portfolio;
Provide transparent pricing;
Return all revenue sharing to the plan to either reduce expenses or provide a special dividend to the participants;
Provide targeted employee education;
Meet with each participant to explore their unique situation.
Finally, Sound Pension Advisors puts the client first. As a registered investment advisor, SPA is a fiduciary of the plan. As a fiduciary, we must put our interests second to the interests of our clients.
IT'S FOUNDER
Richard (“Rick”) Anderson, founder, has nearly 30-years of experience working with employers providing qualified retirement plans to their employees. Rick earned a BA, majoring in mathematics and economics and a masters in business administration. He has worked in every capacity has a pension advisor; as an actuarial analyst, plan administrator, registered representative and investment advisor. He was the internal trainer for one of the Northwest’s largest independent third party administrators of qualified pension plans. He was one of the first to design and install a “new comparability” plan in 1989. (If it is that old, why are they still called “new”?)
He has spent the last 7 years advising employers about the investment side of retirement plans. Few plans use someone who is experienced enough in qualified plans to provide a plan that meets the objectives of the employer and employee alike.
Rick clients have ranged from Fortune 100 companies to single owner/employee firms.
Rick also owns Sound Benefits Consulting, a third party administrator of qualified retirement plans.