Today the vast majority of 401(k) Plans are stuck in the 20th Century. There have been vast improvemnts in technology. technology that has given 401(k) plans more flexibility in investment choices and more flexibility in plan design.
Download this chart to see if your plan is a 20th Century 401(k) Plan or a better 21st Century 401(k) Plan.
20th Century 401(k) vs 21st Century 401(k) Plan